Pm Kisan Credit Card Scheme Online Apply – KCC Application Form PDF

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Pm Kisan Credit Card Scheme Online Apply – KCC Application Form PDF: The Kisan Credit Card Scheme is an initiative of the Government of India that was launched on 7 October 2015 with four credit cards – the Kisan Credit Card, the Fasal Credit Card, the Agricultural Producer Credit Card and the Agricultural Pollution Credit Card under the Pradhan Mantri Kisan Samman Yojana. These credit cards are available to farmers in India with a minimum of Rs 50,000 worth of annual turnover.

Kisan Credit Card Kaise Banta Hai – pm kissan.gov.in

The Kisan Credit Card Scheme is an initiative of the Government of India that was launched on 7 October 2015 with four credit cards – the Kisan Credit Card, the Fasal Credit Card, the Agricultural Producer Credit Card and the Agricultural Pollution Credit Card under the Pradhan Mantri Kisan Samman Yojana. These credit cards are available to farmers in India with a minimum of Rs 50,000 worth of annual turnover.  The government has launched these cards as a means of encouraging the rural population to adopt a more risk-averse approach to their financial management.  They’re the perfect way to establish a secure credit history, which can help you qualify for other types of financial services in the future. In addition, the Kisan Credit Card and the Fasal Credit Card provide interest waivers on overdue loans and deposit interest into a separate savings account.  The Kisan Credit Card Scheme has several benefits, but it is important to understand the application process, eligibility criteria, the benefits of the card, and other practical considerations before submitting an application.

Pm Kisan Credit Card Scheme

Highlights Regarding the किसान क्रेडिट कार्ड कैसे बनवाएं:

– The cards will be valid for 5 years. – The minimum age to apply for the cards is 15 years. – You are not allowed to apply for the card more than once in a lifetime. – The card will have a zero balance upon issuance. – The card will be cancelled if the holder defaults in making payments on the account for over 60 days. – You will be able to add a new cardholder name, current address and mobile number after completing the application process.

Name of Scheme Kisan Credit Card Scheme (KCC)
in Language किसान क्रेडिट कार्ड योजना
Launched by Central Government of India
Beneficiaries Farmers of the Country
Major Benefit Provide Kisan Credit Card & Get Various Benefits
Scheme Objective Empower Farmer of the Country
Scheme under State Government
Name of State All India
Post Category Scheme/ Yojana/ Yojna
Official Website pmkisan.gov.in

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Can Anyone Apply for the Kisan Credit card online apply?

The Kisan Credit Card Scheme is open only to farmers in India with a minimum of Rs 50,000 worth of annual turnover. Via this scheme, the government aims to reach out to the 60% of the population that is still unconnected to the formal financial system.

Eligibility criteria for the Pm Kisan Credit Card Scheme

  • You must be a citizen of India.
  • You must be 18 years old or older.
  • You must have a valid PAN card.
  • You must have a bank account with a balance of Rs 10,000 or more.
  • You must be a resident of any one of the following states/union territories: Andaman and Nicobar, Lakshadweep, Puducherry, Chandigarh and Daman and Diu.
  • You must be actively engaged in agriculture as either a farmer, a manager of a farm or a person working with an agricultural organisation.
  • You must not be involved in any business that involves the sale of agricultural produce.

When Can You Apply for the KCC Card?

You can apply for the KCC Card at any time throughout the year from the following states/union territories: Andaman and Nicobar, Lakshadweep, Puducherry, Chandigarh and Daman and Diu.

Benefits of the KCC Application Form PDF

  • You are eligible for a zero percent interest rate on your loans.
  • You are entitled to a waiver of processing and collection fees for all loans from banks, cooperative societies, microfinance companies, NBFCs and other financial institutions.
  • You are allowed to open a savings account (UK SA) and a current account (UK CA) that offer interest.
  • You are allowed to apply online for various government and private jobs with no need to submit any application forms.

Should you Apply for the KCC Card?

We recommend only those people who are eligible for the KCC Card apply for it. The scheme is open only to citizens of India with a minimum annual income of Rs 50,000 and a minimum age of 18 who are actively engaged in agriculture.

Conclusion

The Kisan Credit Card Scheme has several benefits, but it is important to understand the application process, eligibility criteria, the benefits of the card, and other practical considerations before submitting an application.  You should also consider whether you have the best use of the credit cards offered under the Kisan Credit Card Scheme – the Kisan Credit Card or the Fasal Credit Card. The Fasal Credit Card provides an interest rate of 14%, which is higher than the 0% interest rate available on the Kisan Credit Card. The Kisan Credit Card has certain important benefits such as a zero per cent interest rate, waiver of processing and collection fees, no need to pay the minimum amount, and other benefits.

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